Terms of Service

Last updated: October 13, 2026

These terms govern your use of kobico.org, operated by Kobico. By using the site you accept them.

Use of this site

You may view and use this site for the purpose of learning about and enquiring about our services. You may not:

• copy, republish, or resell its content
• attempt to gain unauthorised access to the site or its systems
• use automated tools to scrape or overload the site
• submit false information or impersonate another person
• use the site for any unlawful purpose

Our content

All content on this site, including text, images, logos, and design, is owned by Kobico or used under licence, and is protected by copyright and trademark law.

Services and quotes

Information on this site describes our services in general terms. It is not an offer or a binding quote. Pricing, availability, and scope are confirmed in a written agreement before work begins.

No warranties

The site is provided as is. We do not warrant that it will be uninterrupted, error-free, or that the information on it is complete or current.

Content on this site is general information, not professional advice for your specific situation. Billing, coding, and financial guidance depends on the facts of each agency and each claim.

Limitation of liability

To the fullest extent permitted by law, Kobico is not liable for any indirect, incidental, or consequential damages arising from your use of this site.

Third-party links

The site may link to other websites. We do not control them and are not responsible for their content or practices.

Changes to these terms

We may revise these terms. The date at the top shows the current version. Continued use after a change means you accept the revised terms.

Governing law

These terms are governed by the laws of the State of Utah, United States, and any dispute will be heard in the courts of Cache County, Utah.

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